Fixed Deposit Calculator – Calculate FD Maturity Amount Instantly

Our Fixed Deposit Calculator helps you calculate your investment’s maturity value and total interest earned quickly and accurately. Whether you are investing in a short-term FD or a long-term fixed deposit, this tool gives you precise results for all interest rates and compounding frequencies.

Key Features of the Fixed Deposit Calculator

Instantly calculates FD maturity amount and total interest earned
Supports monthly, quarterly, half-yearly, and yearly compounding options
Works for any bank, tenure, and interest rate
Includes both cumulative and non-cumulative FD calculations
Responsive, mobile-friendly, and free to use
No registration or personal data required

How to Use the FD Calculator

Enter your deposit amount (principal) in the first box.
Enter the annual interest rate (%) offered by your bank.
Select the tenure in months or years.
Choose your compounding frequency – monthly, quarterly, half-yearly, or yearly.
Click “Calculate” to view your FD maturity amount, interest earned, and total return.

Why Use Our Fixed Deposit Calculator

This calculator helps you plan your investments smartly by giving clear insights into how your money grows over time. Instead of manually using complex interest formulas, our tool automates everything and presents results in seconds.

Benefits of Using This FD Calculator

Plan better: Compare FDs from different banks to choose the best return.
Know your returns: Understand how compounding affects your total interest.
Save time: No need for manual calculations or spreadsheets.
Stay private: 100% browser-based; no data storage or sign-ups.
Multi-device support: Works perfectly on desktop, tablet, and mobile devices.

Example Calculation

Suppose you invest ₹1,00,000 for 5 years at an interest rate of 7% p.a. compounded quarterly. Your FD maturity amount would be approximately ₹1,40,255, with a total interest of ₹40,255.

Formula Used in the FD Calculator

Maturity Amount (A) = P × (1 + r/n)^(n × t)

Where:
P = Principal Amount  
r = Annual Interest Rate (in decimal)  
n = Number of compounding periods per year  
t = Tenure in years

Frequently Asked Questions (FAQs)

Q1. Is this Fixed Deposit Calculator accurate?

Yes! It uses the standard compound interest formula for FDs, ensuring accurate results based on the interest rate and compounding frequency you choose.

Q2. Can I use this for all banks?

Absolutely. The calculator works for any bank or financial institution offering fixed deposits worldwide.

Q3. Does this tool store my data?

No. All calculations happen locally in your browser. Your data is never saved or shared.

Q4. Can I calculate FD interest for different compounding types?

Yes, you can choose between monthly, quarterly, half-yearly, or annual compounding to see how your returns vary.

Q5. Is this FD calculator free?

Yes! The tool is 100% free to use with no hidden charges or registration.

Conclusion

Use our Fixed Deposit Calculator to plan your savings effectively and make informed investment decisions. Whether you’re saving for the short term or long term, this tool ensures you understand how your money grows — instantly, accurately, and securely.